My Blog
Building Bridges: Rural India’s ₹5 Lakh Crore Financial Inclusion Opportunity
In rural India, where 70% of the nation resides, a remarkable foundation is already in place: 73% of households demonstrate sound financial behaviour, regularly saving and managing their money wisely. This strong foundation presents an unprecedented opportunity...
The Tale of Two Loans:
Understanding Real vs. Nominal Interest Rates in India's Evolving Economy Part 1: The Celebration (April 2021) Rajesh Mehta was beaming as he stirred his chai in the office cafeteria. His colleague Priya Sharma noticed his unusually cheerful mood. "You look happy,...
Stories through Data : Week 1 , A Families Financial Awakening.
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Stories through Data : Week 2 , Credit card loans vs Housing Loans
Welcome to Stories with Data, Week 2 Today we will examine the problem of Rising Credit Card Defaults and Personal Loan Portfolio Management in Scheduled Commercial Banks The Banker's Dilemma A story of credit, risk, and the numbers that keep bankers awake at night...